Helping Build And Uplift Our Communities Financially

  • 8:00 A.M - 7:30 P.M

  • Monday to Friday

Let Us Help You Achieve Your Highest Financial Potential.

yOUR cREDIT sCORE HAS MORE TO SAY ABOUT YOU THAN YOUR NAME

Our ever-expanding service line is consistently evolving to meet the demand towards a solution for financial issues consumers face today. We’ve covered the spectrum to create programs that can offer assistance to various pieces of the financial puzzle, with easy-to-use programs and the highest level of customer support. By including educational resources along the way, we aim to help you meet your financial goals while also providing you with the tools for long-term, consistent success.

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Financial Education Services

Budgeting

Finance Budgeting

Track your income and spending by creating a personalized budget. Use your Budgeting Report to follow your progress each month and make the necessary changes to come in under budget - giving you more money to enjoy, to save, or to pay off your debts!

Credit Builder

Access your credit report in an easy-to-understand, online format and utilize our extensive financial library and resource center to assist in increasing your financial potential.

Credit Restoration

Credit Restoration

Our credit education services can assist you in challenging the credit bureaus to remove inaccurate, obsolete and erroneous items from your credit report. Restore your score and maximize your financial opportunities!

Credit Lawyer

Credit Attorney

Our attorneys will evaluate your case for difficult to remove, inaccurate items on your credit report. If legitimate, they will sue the agency to clean up your report, in which case you may be entitled to compensation.

Credit Restoration

Credit Monitoring

Your interactive credit report, money manager and financial account alert system. All of your online accounts in one, organized place with transaction and credit monitoring alerts sent straight to your phone!

Debt Payoff

Create a financial plan that will give you the exact payment guide to eliminate your debt quicker than you expected and save you from unnecessary interest payments.

Credit Restoration

Financial Lockbox

Roadmap your financial contacts and information in one central, online location that can be accessed at anytime. This organizational tool can be personalized to forward to a contact of your choice in case of emergency.

Life Insurance

Life Insurance

Create a sound financial strategy for your loved ones in the case of the unexpected. FES Agents are entitled to a $30,000 term life policy; with incremental increases the longer you maintain your membership.

Credit Restoration

Identity Monitoring

InfoArmor leads the identity protection industry with PrivacyArmor®, a proactive monitoring service that alerts you at the first sign of fraud and fully restores your identity.

Net Worth

Net Worth Calculation

Discover your Net Worth by figuring out your assets and liabilities, and using our quick and simple calculations to see where you stand! Your Net Worth Report will help you continue to build your Net Worth by tracking your progress as often as you'd like!

Saving Goals

Savings Goals

Achieve your goals by setting goals! Create multiple goals within the Savings Goals system and input how often you can personally put money aside. The system will calculate what you need to save based on how often you can...

Will and Trust Fund

Will & Trust

Protect your loved ones by preparing the same Will & Trust documents you would in an attorney’s office, but from the comfort of your own home. Maintain your membership and changes can be made at anytime, cost-free.

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Learning and working with FES has been more than blessing to my family and I. When I joined, my credit score was a 545, I had just recently had my car reposessed, and I gave birth to my third child. Within 3 months, Financial Educational Services helped increase my credit to a rising 680 score, all while giving me an extra stream of income to support my family. Growing up, I was always told that I shouldn’t get a credit card, and that debt was a bad thing. I have now been taught the rules of the land and understand that CREDIT IS KING!  Thank you FES for helping me grow and take my life towards new dimensions. 

Rachel Matthews

Regional Director, financial educational services

Learn How You Can Leverage Your Current Debt To Make Money!

Where do you want to be in 5 years? 10 years? What about right now?

What if you could have the benefits of a traditional business career, but without someone else controlling your income, hours, partners and overall job security? Maybe you’re comfortable in your job, but would like to increase your opportunities and income without trying to balance the multiple schedules created for you. Technology is continuing to advance, the business world is rapidly changing and you can take advantage of it. Take control of the possibilities. Enjoy what you do. Welcome to Financial Education Services.

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You Have Question. We Have Answers.

Most frequent questions and answers

With our credit restoration program, we will assist you in challenging the credit bureaus to remove inaccurate, obsolete and erroneous items from your credit report. Restore your score and maximize your financial opportunities!

Your payment history is the most important aspect of your credit score, because it shows how you’ve managed your finances, including any late payments. Your credit history is also very important, as it demonstrates how long you’ve been managing your accounts, when your last payments were made, and any recent charges.

A credit score is a three-digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card. Your score can affect whether or not you are approved as well as what interest rate you are charged. There are many different credit scores and the credit score you view may not be the score used by a particular lender.

Your payment history makes up 35% of your score, while the amount you owe lenders represents 30%. The length of your credit history contributes 15%, and the types of credit accounts you maintain comprise 10%. Finally, new credit accounts are responsible for 10%. All of these values are then broken down into a credit score, which ranges between 300 and 850—the higher the number the better.